I fly Allegiant a lot. They serve my nearest small airport with cheap fares to places I actually want to go. When they offered a credit card with bonus miles and perks, I signed up. A year later, here’s whether it’s worth it.
What You Get
The Allegiant World Mastercard offers a few things: bonus points on Allegiant purchases, a free checked bag, priority boarding, and a companion discount. The annual fee is currently $59, which means the math has to work for these perks to make sense.
The earning rate is 3x points on Allegiant purchases, 2x on dining and gas, 1x on everything else. Points are worth roughly one cent each toward Allegiant flights. So you’re getting about 3% back on flights, 2% on dining and gas, 1% elsewhere.
That’s not spectacular compared to general travel cards, but it’s targeted at Allegiant specifically.
The Free Checked Bag
This is actually the selling point for me. Allegiant charges for everything, including carry-on bags that don’t fit under the seat. Their checked bag fee runs $35-50 each way, depending on when you buy.
The card gives you one free checked bag per booking. On a round trip, that’s $70-100 in savings. One trip per year and you’ve covered the annual fee with room to spare.
The catch: the free bag applies to the cardholder only, and you have to book directly through Allegiant (not third-party sites). If you’re traveling with family and want everyone’s bags covered, this isn’t the solution.
The Companion Discount
The card offers a companion fare discount—$50 off per trip when you book two tickets together. That’s legitimate value if you’re traveling with someone consistently. Combined with the bag benefit, a couple could save $150+ per round trip.
I usually travel solo, so this benefit doesn’t help me much. But for couples or anyone who regularly books two seats, it changes the math significantly.
Priority Boarding
On Allegiant’s no-frills flights, boarding early means getting overhead bin space. That matters more than on airlines with assigned seating and guaranteed bins.
The card gives you priority boarding automatically. Combined with the free checked bag, you have options: check the big bag free, carry on a personal item, board early enough to stow it easily. It’s a stress reducer more than a dollar value.
What You Don’t Get
No lounge access. No global entry credit. No hotel status. No rental car benefits. This isn’t a premium travel card—it’s an Allegiant card, period.
The points are only good on Allegiant flights. If you want flexible points that transfer to multiple programs, look elsewhere. If your Allegiant flying is sporadic rather than consistent, the annual fee is hard to justify.
No introductory bonus at the level the major cards offer. You’re getting incremental value over time, not a windfall at signup.
Who Should Get It
If you fly Allegiant three or more times per year and you’re checking bags, the card probably pays for itself. The free bag alone covers the fee on the first round trip. Everything else is gravy.
If you fly Allegiant occasionally but have other travel cards earning flexible points, this probably isn’t worth the sock drawer space. The benefits are too narrow to justify carrying a card you rarely use.
If you’re in a relationship where you always travel together and Allegiant serves your routes, the companion fare plus bag benefits create real value. You’d be saving $150+ per trip after the annual fee.
My Experience
I fly Allegiant probably six times per year. The free bag saves me around $400 annually. The priority boarding is nice. The points accumulate slowly since I don’t use the card for daily spending.
For me, it works. The annual fee is covered by one trip, and everything after that is net positive. But I wouldn’t recommend it to someone who flies Allegiant once a year or uses an airport where Allegiant doesn’t operate.
The right travel card depends entirely on how you travel. This one is narrowly focused on Allegiant. If that fits your pattern, the value is there.
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